Stocks, crypto, real estate, private equity, collectibles, and savings — all tracked together. AI that reads your broker statements, answers questions about your portfolio in plain English, and surfaces IRR, TWR, and performance insights across every asset class.
😩 The old way
Your real net worth is scattered across brokers, wallets, a Coinbase CSV you can't decode, and a property you can't easily value. Portledger pulls it all together in one live dashboard.
📋 SA108 Summary — 2024/25
UK CGTIndicative only — verify with HMRC or a tax adviser.
Each asset class has its own setup flow, pricing source, and cost-basis rules. Add one or all seven — the dashboard brings them together.
Add a holding by ticker and account type (ISA, GIA, SIPP, brokerage). Prices update automatically every morning. IRR and TWR calculated per security.
Connect an Ethereum wallet address or Safe multisig for automatic balance tracking. Token prices via CoinGecko. Classify airdrops, staking rewards, and DeFi positions correctly.
Track purchase price, mortgage balance, and market value. Log rental income and operating expenses. NOI, cash-on-cash return, and unrealised gain calculated automatically. Model capital improvements with what-if scenarios.
Track angel investments, PE funds, SAFEs, and convertible notes with full lifecycle support — capital calls, interest accrual, conversion events, and distributions. SEIS/EIS relief status tracked automatically. Visual PE timeline shows your J-curve and upcoming capital requirements.
Track alternative assets from fine art and vintage watches to wine, whisky, and classic cars. Add provenance, condition, and storage details. Manual revaluations at any time. Full disposal flow with CGT calculation included.
Connect your HWSW club membership. Your share of the club's portfolio appears here automatically — cost basis, unrealised gain, and pass-through income all included.
Track cash across accounts and currencies. Useful for understanding your true total net worth and for reconciling broker statements where uninvested cash is held.
No migration headache. No data-wrangling. Just sign up, add your accounts, and let the AI do the heavy lifting.
Step 1
Sign up with your email, choose UK or US, and set your base currency. Portledger creates default accounts automatically — ISA and GIA for UK, Brokerage for US. Done in 30 seconds.
Step 2
Drop in a PDF or CSV from any major broker or exchange: Trading 212, Freetrade, IBKR, Coinbase, Binance, Hargreaves Lansdown. The AI parser reads the document, identifies each transaction, maps it to the right account and security, and flags anything it's unsure about for your review.
Step 3
Each alternative asset class has a step-by-step setup wizard. For a property: enter the address, purchase price, deposit paid, and mortgage details. For a private investment: fund name, round date, amount invested. For a collectible: name, purchase date, cost. Portledger does the rest.
Step 4
Open the AI Insights panel and ask anything: 'What's my total unrealised gain?', 'Which positions are most at risk?', 'How much CGT would I owe if I sold my Apple shares today?' The AI has full context of your live portfolio and answers in plain English.
Step 5
Open Capital Gains, select the tax year, and download. SA108 figures (disposal proceeds, allowable costs, net gain, AEA applied) for UK. Schedule D Part I and Part II totals for US. Takes 10 seconds.
Not generic market commentary. Analysis grounded in your actual holdings, cost bases, and tax position.
Upload a PDF contract note, broker statement, or CSV export. The AI reads the document, identifies every transaction — buys, sells, dividends, corporate actions — and maps them to the correct account and security. Works with Trading 212, Freetrade, Hargreaves Lansdown, IBKR, Coinbase, Binance, and most other UK and US brokers.
📎 Parsing: Hargreaves Lansdown — Mar 2025.pdf
Buy NVDA 15 shares @ $875.20
GIA · 12 Mar 2025
Div AAPL £23.40 dividend
ISA · 15 Mar 2025
Sell TSLA 8 shares @ $182.60
GIA · 22 Mar 2025
FX USD→GBP $1,250 converted
Rate not found — review
Buy VWRP 20 units @ £96.80
ISA · 28 Mar 2025
4 of 5 transactions imported · 1 needs review
Porter (portfolio analyst), Harriet (UK HMRC tax), and Chase (IRS specialist) each have full read access to your live portfolio. Ask anything in plain English and get a specific, numbers-grounded answer — not generic advice.
Before the tax year closes, Portledger scans your portfolio for unrealised losses that could offset your gains. You get a push notification summarising the opportunity: which positions to consider, how much you'd save, and whether the 30-day rule applies. You stay in control — Portledger never trades on your behalf.
Push notification every morning with your portfolio value, biggest movers, and any upcoming events — dividends, earnings, mortgage payments, capital calls. Jurisdiction-specific: UK investors see HMRC deadlines, US investors see IRS dates.
IRR, TWR, per-security breakdowns, and a portfolio heatmap updated every morning.
Internal Rate of Return and Time-Weighted Return per account and for your whole portfolio — the same metrics fund managers use.
Visual breakdown of your holdings by size and 30-day performance. Filter by asset class. Long-press a tile for quick AI sentiment analysis.
Auto-classified by region and sector. See at a glance how concentrated you are in US tech or UK financials. Click a segment to filter your positions.
Equities, crypto, real estate, private assets, and collectibles — each shown as a share of your total portfolio with 30-day P&L.
Portfolio heatmap
NVDA
£32k
+14.2%
AAPL
£18k
+3.1%
MSFT
£14k
+1.8%
TSLA
£11k
−6.4%
VWRP
£9k
+0.4%
BTC
£8k
+8.7%
BARC
£6k
−2.1%
ETH
£4k
+5.3%
Prices updated 08:00 · Long-press for AI sentiment
Purpose-built tools for real estate, private equity, SEIS/EIS, and convertible instruments — the asset classes every other tracker ignores.
PE Investment Timeline
Visualise your private equity portfolio across time — capital calls, distributions, and exits on a single swimlane chart.
Acme Ventures II
£45k called
Series A — Startup X
£20k invested
SEIS Fund 2021
£15k · SEIS relief claimed
Upcoming capital requirements
Q3 2026
£12,000
Acme II — call 4
Q4 2026
£8,000
Acme II — call 5
Real Estate What-If Analysis
Model the ROI of a loft conversion, extension, or refurbishment before you spend a penny.
Scenario: Loft conversion — 14 Maple Close
Estimated cost
£45,000
Projected value uplift
£72,000
Net ROI
+60%
Payback period
4.2 yrs
New LTV
61%
IRR (10yr hold)
9.4%
SEIS & EIS Tax Relief Tracking
Track your qualifying investments, relief status, and CGT exemption window — all in one place.
Startup A Ltd
GrowthCo Ltd
Tech Seed plc
Convertible Notes & SAFEs
Track the full lifecycle — from issuance through interest accrual to equity conversion or repayment.
Convertible note — DeepTech Ltd
ActiveAutomated UK and US tax calculations. No spreadsheet, no guesswork, no accountant needed for the numbers.
UK Capital Gains — SA108
HMRC Self Assessment, tax year April–April
Section 104 pool
Average cost basis pooled per security, automatically maintained
Same-day rule
Matches sales to same-day buys before pool — HMRC requirement
30-day rule (bed & bath)
Prevents wash-sale manipulation; rebuys within 30 days matched first
Annual Exempt Amount (AEA)
£3,000 (2024/25) deducted automatically; tax estimate at 18% / 24%
Disposal-by-disposal table
Every sale listed with acquisition date, proceeds, cost, and net gain
Unrealised tax estimate
Forward-looking panel showing what you'd owe if you sold everything today
US Capital Gains — Schedule D
IRS Form 1040 filing, calendar year Jan–Dec
Short-term vs long-term
Automatically classified by holding period (under / over 12 months)
FIFO / HIFO / Specific ID
Choose your preferred lot selection method; HIFO minimises taxes
Part I and Part II totals
Ready to transfer directly to Schedule D lines 1a and 8a
Wash-sale awareness
Flags potential wash-sale situations for your adviser to review
Form 8949 detail
Disposal-by-disposal listing with acquisition and disposal dates
Unrealised tax estimate
Forward-looking panel showing STCG and LTCG if all positions closed
Portledger provides calculations for reference. Always verify figures with HMRC / IRS or a qualified tax adviser before filing.
Add any stock, ETF, or crypto to your watchlist. Get AI-generated hype scores from news and social signals. The Insights feed surfaces daily portfolio analysis from dedicated AI agents — no prompting required.
🔭 Watchlist
NVDA
NVIDIA Corp
$875.20
+2.4%
BARC
Barclays PLC
£4.55
+0.7%
BTC
Bitcoin
$68,420
+5.1%
TSLA
Tesla Inc
$182.60
−3.2%
Portfolio tracking, watchlist, and AI insights included free. Unlock unlimited transactions, advanced analytics, and tax reports on paid plans.
Free
Free
Get started — no card required.
Pro
£3/mo
For active investors who trade regularly.
Premium
£5/mo
Advanced analytics, benchmarking, and tax exports.
GBP prices ex. VAT · USD billing available · Cancel any time · No minimum term
The parser works with any PDF or CSV statement. It has been specifically tested with Trading 212, Freetrade, Hargreaves Lansdown, interactive investor, IBKR, Coinbase, Binance, and Kraken. For edge cases the AI flags transactions it is less confident about so you can review them before importing. You can also forward statements by email to your personal Portledger inbox address.
Not currently. You import transactions manually or by uploading a statement. This keeps your brokerage credentials entirely out of Portledger — a deliberate privacy and security choice. API-based sync is on the roadmap for later this year.
Each collectible (art, watch, wine, whisky, etc.) is added with a purchase date, cost, and a description. You can add manual revaluations at any time — for example after an auction result or appraisal. When you sell, the disposal flow records proceeds and calculates your gain or loss for CGT purposes.
The purchase price (deposit + mortgage principal at acquisition) is stored as your cost base. Capital expenditure events (extensions, renovations) add to the base. The unrealised gain is calculated as the current market valuation minus the adjusted cost base — the mortgage is leverage, not a loss.
Yes. You can create any account type — SIPP, LISA, pension, JISA. Holdings inside a SIPP are tracked for portfolio valuation purposes. Capital gains from within a SIPP are not included in your CGT report (they are sheltered), though Portledger will note that when you review the report.
When you add a private investment you can tag it as SEIS or EIS. Portledger tracks the relief amount (50% for SEIS, 30% for EIS), the relief status (pending S/EIS3 certificate, claimed, or not applicable), and the holding period for CGT exemption purposes. The relief figures appear in your tax summary alongside your capital gains so you have everything in one place when completing your Self Assessment.
Yes. Add it as a convertible note or SAFE under Private Assets. For convertibles, enter the principal, interest rate, valuation cap, and discount rate. Portledger accrues interest daily so your balance is always current. When the note converts, record the conversion valuation and share count — Portledger switches it to an equity holding and carries forward the adjusted cost basis.
No. Your portfolio data is used only to answer your own queries. It is never used as training data for any model. AI requests are sent with a sanitised, anonymised snapshot — your name and account identifiers are stripped before the data leaves your portfolio.
Connect your HWSW club membership to Portledger. Your share of the club portfolio, unit-adjusted cost basis, and pass-through gains appear automatically in your personal CGT report — no double entry.
Check out HWSW for investment clubs →Set up in five minutes. Every asset class covered. AI that reads your statements, answers your questions, and surfaces insights across every position you hold.